What is Low-to-Moderate Income Housing?

Low-to-Moderate Income Housing Definition

Low-to-moderate income housing is housing designed for people whose incomes are low to moderate when compared to prevailing incomes in their area. HUD attempts to promote the supply of low-to-moderate income housing via the Section 8 and LIHTC programs, both of which are available to properties financed with HUD 221(d)(4) and HUD 223(f) loans. HUD 223(a)(7) loans are fully equipped to refinance HUD 221(d)(4) and HUD 223(f) properties with low-to-moderate income housing-based income restrictions.


To learn more about the HUD 223a7 refinance program, fill out the form below to speak to a HUD/FHA loan expert.